Which of the Following Is TRUE About the Fair Credit

question 36

Multiple Choice

Which of the following is TRUE about the Fair Credit Reporting Act?

• A) The use of credit reports for employment purposes is illegal unless the job involves the use of, access to, or management of money.
• B) It is legal to require credit checks on some applicants for the same job and not on other applicants if the hiring organization has "reasonable cause."
• C) An employer must disclose that a credit check is being made and obtain written consent from the person being checked.
• D) Credit agencies are liable for damages if false credit information is disclosed about a job candidate.

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Definitions:

Stress Model

A theoretical framework explaining how stress affects biological and psychological processes.

Stressor

Any event, situation, or environmental stimulus that causes stress to an individual, leading to physical or psychological strain.

Corticosteroids

A group of hormones, including cortisol, released by the adrenal glands at times of stress.

Stress Hormones

Biochemical substances, such as cortisol and adrenaline, that are released in the body's response to stress.