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Finance Charge
Fees and interest charges associated with the borrowing of money or the extension of credit.
Installments
Periodic payments made towards settling a debt or purchasing a good, spreading out the total cost over a period of time.
Fair Credit Reporting Act
A federal law that regulates the collection, dissemination, and use of consumer credit information to ensure accuracy and privacy.
Fair Debt Collection Practices Act
A US federal law aimed at preventing abusive, deceptive, and unfair practices by debt collectors when collecting debts.
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