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Agent
An individual or entity authorized to act on behalf of another in legal or business matters.
Holder in Due Course
A legal term for a party who has acquired a negotiable instrument in good faith and for value, affording them certain protections.
Promissory Note
A financial document in which one party promises to pay another a specific sum of money at a specified time or on demand.
Fraudulent Alteration
The illegal modification of a document or instrument in a manner that changes its legal rights or obligations, intended to deceive or defraud.
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