Examlex
Examples of ratings agencies that help reduce moral hazard include all of the following EXCEPT:
Independence
The state of being self-reliant and free from outside control.
Male And Female
Refers to the two primary biological sexes in many species, including humans, characterized by distinct reproductive organs and functions.
Communication Styles
The characteristic ways in which individuals express themselves in conversations and exchanges with others.
Body Language
Nonverbal communication involving body movement and gestures, which are often unconsciously transmitted and interpreted.
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