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External impacts are costs and benefits that are recognized in the entity's accounting system, but the information for the values are generated outside the organization.
Compounded Monthly
Entails the regular addition of interest to the principal balance of a loan or deposit every month, affecting overall returns or costs.
Semi-monthly Payments
Payments that are made twice a month, often on the 1st and 15th, typically in the context of salaries or loans.
Loan to Value Ratio
A financial term used by lenders to express the ratio of a loan to the value of an asset purchased.
Amortized
Relates to spreading payments over multiple periods to gradually eliminate a liability or loan, incorporating both principal and interest components.
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