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A lay witness may testify about
Real Rate
The real rate is the rate of interest an investor expects to receive after allowing for inflation, reflecting the actual purchasing power of the returns.
Inflation Rate
The speed at which the overall price level of goods and services increases, leading to a reduction in buying power.
Annual Coupon Bonds
Bonds that pay interest to bondholders once a year until maturity, at which point the principal is repaid.
Yield To Maturity
The total return anticipated on a bond if it is held until its maturity date, expressed as an annual rate.
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