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List and describe the major threats to internal validity.
APR
Annual Percentage Rate, the yearly interest charge for borrowing, expressed as a percentage of the principal loan amount.
Truth in Lending Act
A federal law designed to promote informed use of consumer credit by requiring disclosures about its terms and cost.
Home Equity Plan
A financial arrangement allowing homeowners to borrow against the equity of their home, typically through a line of credit or a loan.
Telemarketing Sales Rule
A set of regulations established by the Federal Trade Commission aimed at protecting consumers from deceptive and abusive telemarketing practices.
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