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All of the following are non-institutional lenders, except:
Creative Deviance
The act of generating and implementing novel and unconventional ideas or solutions within an organizational setting, despite potential opposition.
Idea Champions
Individuals who actively support, promote, and ensure the adoption of new innovations or ideas within an organization.
Innovation
The process of creating, introducing, and applying new ideas, devices, or methods.
Novel Ideas
are original, unique, and innovative concepts or thoughts that have not been previously conceived or explored.
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