Which of the following types of pension plans results in a government bearing the risk that investments do not yield an expected return? 
Definitions:
Emotional Instability
A characteristic of personality that involves unpredictability and a tendency to rapidly alter emotions and reactions.
Neuroticism
A personality trait characterized by anxiety, fear, moodiness, worry, envy, frustration, jealousy, and loneliness.
Big Five
A model describing human personality as composed of five broad traits: openness, conscientiousness, extraversion, agreeableness, and neuroticism.
Big Five
A theory in psychology that identifies five broad dimensions of personality: openness, conscientiousness, extraversion, agreeableness, and neuroticism.
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