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In our federal system,the powers of the state governments are ultimately granted by
Property Damage
Harm or destruction that affects the value or use of physical property.
Personal Injuries
Physical or emotional harm caused to an individual, often leading to legal action in order to receive compensation.
Appraisal Clause
A provision in insurance policies requiring disputes over the value of a claim to be resolved by an independent appraiser.
Impartial
Unbiased and neutral without favoring one side over another.
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