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If the real interest rate is 4% and the inflation rate is 1%, then the nominal interest rate is 5%.
Employer-sponsored Retirement Plan
A retirement savings plan offered by employers to their employees, often with matching contributions.
AGI
Adjusted Gross Income, which is gross income minus adjustments to income, serving as the basis for calculating taxable income.
Deductible Contribution
A contribution, typically to a retirement account, that can be subtracted from gross income to reduce taxable income.
Employer-sponsored Plans
Retirement or insurance plans offered to employees by their employer as a part of their benefits package.
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