Use the following to answer questions:
Figure: Equilibrium in the Money Market 
-(Figure: Equilibrium in the Money Market) Refer to Figure: Equilibrium in the Money Market. If the interest rate is above equilibrium, there will be an excess _____ money and the interest rate will _____.
Definitions:
Punishments
Refers to penalties imposed for wrongdoing, often with the intention of correcting behavior or serving as a deterrent to others.
Discriminatory Practices
Actions or policies that treat individuals or groups unfairly based on characteristics such as race, gender, age, or sexual orientation.
Socialized
The process through which individuals learn and internalize the values, beliefs, and norms of their society or social group, influencing their behavior and perceptions.
Discrimination
Unjust or prejudicial treatment of different categories of people, especially on the grounds of race, age, or sex.
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