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Determine the due date and the amount of interest due at maturity on the following notes:
Transtheoretical Model
A theory of behavioral change that outlines six stages individuals go through when changing a habit or behavior.
Relapse
A return to a previous state of disease or negative behavior after a period of improvement or recovery.
SMART Principle
A framework for setting goals that are Specific, Measurable, Achievable, Relevant, and Time-bound, often used in project management and personal development.
Self-Efficacy
The belief in one's ability to succeed in specific situations or accomplish a task.
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