Examlex
Which of the following is NOT a mechanism that can be used to retain useful information?
Excess Reserves
Banking reserves exceeding the reserve requirement set by a central bank, not lent out to the bank's clients.
Interest Rate
The fee, shown as a percent of the original amount, that a borrower must pay to a lender to borrow money or other resources.
Sub-prime Housing Loan
A type of loan that is offered at a rate above prime to individuals who do not qualify for prime rate loans, often due to a poor credit history.
Prime Rate
The Prime Rate is the interest rate that commercial banks charge their most credit-worthy customers, often used as a benchmark in setting rates for various types of loans.
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