When Developing a Credit Scoring Report, Many Variables Would Be

question 5

Multiple Choice

When developing a credit scoring report, many variables would be considered. Which of the following best represents the major factors Dun & Bradstreet would examine?

• A) The age of the management team, the dollar amount of sales, net profits, and long-term debt.
• B) The age of the company, the number of employees, and the level of current assets.
• C) The financial statements, satisfactory or slow payment experiences, and negative public records (suits, liens, judgments, and bankruptcies).
• D) The company's cash balances, return on equity, and its average tax rates.

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Definitions:

Intellectually Accepting

The act of recognizing and agreeing with certain ideas or concepts through reasoning and understanding.

Religious Arguments

Reasoning or discussions centered around topics of faith, ethics, the existence of a deity, and the practices or beliefs of various religions.

Knowledge

Information, understanding, or skill acquired through experience or education; the theoretical or practical understanding of a subject.

Immanuel Kant

A German philosopher who is a central figure in modern philosophy, best known for his works in epistemology, ethics, and aesthetics.