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Excess Reserves
Banking reserves that are held by a bank in excess of what is required by regulations or central bank requirements.
Required Reserves
The minimum amount of reserves a bank is mandated to hold by central banking authorities, often a percentage of the bank's deposit liabilities.
Treasury Bill
A short-term government security issued at a discount from the face value and returning the face amount upon maturity, commonly used as a safe and liquid investment.
Reserve Requirement
The minimum amount of reserves that banks must hold against deposits, set by central banks to control the money supply.
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