Which of the Following Information Is NOT Collected as Part

question 7

Multiple Choice

Which of the following information is NOT collected as part of the borrower's Repayment History Information?

• A) The dates on which payments are due and payable.
• B) The amount of any missed payments.
• C) Whether an individual has previously met their obligations when due and payable.
• D) The date of any late payments.

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Definitions:

Net Income Before Taxes

The total revenue minus the total expenses, excluding tax expenses.

Debt Management Ratio

Financial ratios that evaluate a company's ability to manage its long-term debts, including measurements like debt to equity and interest coverage ratio.

Debt to Total Assets

A financial ratio indicating the percentage of a company's assets financed by creditors as opposed to equity.

Times Interest Earned

A financial ratio that measures a company’s ability to meet its interest payments based on its earnings before interest and taxes.