Insurance Premiums Determined by a _______ Are Based on the Risk

question 14

Multiple Choice

Insurance premiums determined by a _______ are based on the risk characteristics of the entire membership.

• A) loading charge
• B) experience rating
• C) staff model
• D) group model
• E) community rating

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Definitions:

Embryonic

Referring to the early stages of development within the womb, from conception until the end of the eighth week.

Fetal

Pertaining to the development stage of a human between the embryonic period and birth.

Zygote

The initial cell formed when a sperm cell and an egg cell combine, marking the beginning of a new organism's development.

Germinal Stage

The earliest phase of prenatal development, consisting of the first two weeks after conception, during which the zygote begins to divide and implant in the uterine wall.