Examlex
The formula for the future value of an ordinary annuity is
Spit
A small point or low ridge of sand or gravel projecting from the shore into a body of water.
Wave-cut Platform
A flat, often wide area at the base of a cliff created by the erosion of waves at the shore.
Estuaries
Coastal bodies of water where fresh water from rivers meets and mixes with salt water from the ocean.
Irregular Coast
A coastline that has a complex shape, often characterized by numerous bays, peninsulas, and inlets.
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