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One reason earnings tend to fall before retirement age is that
Psychographics
The study and classification of people according to their attitudes, aspirations, and other psychological criteria, especially in market research.
Psychological Characteristics
Traits or features of an individual's mental and emotional makeup, such as personality, attitudes, and motivations.
Demographics
Statistical data relating to the population and particular groups within it, used for marketing, policy-making, and social research purposes.
Education
The process of acquiring knowledge, skills, values, beliefs, and habits through various means such as teaching, training, storytelling, discussion, and directed research.
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