Tom's Insurance Plan Is a Traditional Indemnity Insurance Plan

question 54

Multiple Choice

Tom's insurance plan is a traditional indemnity insurance plan. If Tom wants to make an appointment with a dermatologist to treat his acne, what must he do?

• A) Simply make the appointment.
• B) Obtain a referral from his primary care physician.
• C) Visit the plan website and fill out a request for referral form.
• D) Call the insurance company and obtain a preauthorization number.

---

Definitions:

Problem-Focused

A coping strategy that involves directly addressing the cause of stress to reduce or eliminate it.

Type A

Describes a personality type characterized by a high level of competitiveness, self-urgency, impatience, and aggression, often linked to stress and heart disease.

Impatient

A feeling of restlessness or desire for immediate action or results, often leading to frustration when delays occur.

Ambitious

Having a strong desire and determination to achieve success or accomplish a specific goal.