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_______ are probably most similar to ancestral arthropods.
Deductible
The amount paid out of pocket by the policyholder before an insurance company pays a claim.
Co-payment
A fixed payment made by a patient for a covered service, under a health insurance plan, at the time the service is provided.
Adverse Selection
A situation where asymmetric information results in high-risk parties being more likely to engage in agreements than low-risk parties.
ISO 9000 Certified
A designation indicating that an organization complies with the standards of quality management and assurance specified by the International Organization for Standardization.
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