Refer to the graph showing body temperature and heart rate in the Galápagos marine iguana as it moves from feeding in the ocean to basking on hot rocks on shore. 
What is the heart rate of the iguana when its body temperature is 30°C in the ocean and when it is 30°C after coming out on land? How could this change in heart rate be related to the rate of warming of the iguana's body when moving from the water to land?
Definitions:
Underlying Asset
The financial asset or instrument that determines the value of a derivative instrument or contract, such as stocks, bonds, commodities, or currencies.
Interest Rates
The amount charged, expressed as a percentage of the principal, by a lender to a borrower for the use of assets.
Variable Rate Loan
A loan with an interest rate that can change, based on a benchmark interest rate or index, affecting monthly payment amounts.
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