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Specimens for all of the following should be protected from light except:
Prerecorded Voice
Involves automated messages delivered via telephone without the need for a live speaker.
Automatic Telephone Dialing System
Technology that can dial numbers without human intervention, often used in telemarketing.
Truth-in-Lending Act
U.S. federal law designed to promote transparency in consumer credit by requiring lenders to disclose important terms and costs of loans to borrowers.
Secured by Mortgage
Describes a loan or obligation guaranteed with the collateral of real estate property through a legal agreement.
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