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Starting with cash flow from operations and adjusting for net interest after tax and cash requirements for liquidity equals
Hardiness
Hardiness refers to an individual's resilience and ability to cope with stress and adversity, characterized by commitment, control, and challenge.
Self-Actualization
The realization or fulfillment of one's talents and potentialities, especially considered as a drive or need present in everyone.
Resilience
is the capacity to recover quickly from difficulties or adapt to significant stress and adversity.
Confidence
Confidence is a feeling or belief in one's abilities, qualities, or judgement.
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