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Higher saving is associated with
Learned Behaviors
Actions or reactions acquired through experience or conditioning, which do not rely on innate or inborn instincts.
Phobias
Excessive and irrational fears of specific objects, situations, or activities that lead to avoidance behavior.
Free Will
The philosophical doctrine that humans have the capacity to make choices free from certain kinds of constraints.
Reciprocal Determinants
Factors that mutually influence each other, as in the interplay between an individual's behavior, personal factors, and environment.
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