Which of the Following Is an Asset of a Bank

question 61

Multiple Choice

Which of the following is an asset of a bank and a liability for its customers?

• A)deposits of its customers and loans to its customers
• B)deposits of its customers but not loans to its customers
• C)loans to its customers but not the deposits of its customers
• D)neither the deposits of its customers nor the loans to its customers

Grasp the concept of volcanic monitoring and prediction techniques.

Understand the role of magma movement in volcanic eruptions.

Differentiate between types of volcanoes and their hazard potentials.

Understand the impact of volcanic gas emissions before eruptions.

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Definitions:

Periodic Payments

Payments made or received regularly over a designated period of time, often found in loans or annuities.

Asset Substitution

The practice of replacing an asset in a portfolio with another asset, typically to manage risk or improve returns.

Loan Provisions

Financial terms or conditions included in a loan agreement, such as interest rates or repayment requirements.

Debt Covenants

Agreements between a borrower and lender that outline conditions the borrower must comply with to avoid default.