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If there is surplus of loanable funds, then
Contract Interest Rate
The rate of interest stipulated within a financial contract, often determining the amount of interest a borrower must pay on a loan.
Face Value
The nominal value or dollar value printed on a security, such as a bond or stock certificate, representing its value at issuance.
Market Rate
The prevailing interest rate available in the marketplace on a particular debt instrument or the current price of goods, services, or securities.
Contract Rate
The agreed-upon interest rate specified in a contract, such as a loan or bond, which determines the periodic interest payments.
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