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________ is a popular service that allows free phone calls over the Internet.
Debtor's Property
Assets owned by an individual or entity (debtor) that owe money to creditors, which may be subject to claims or liens.
Debtor Defaults
Occurs when a debtor fails to meet the legal obligation of debt repayment, potentially leading to legal action or loss of collateral.
Repossesses Collateral
The act of taking back possession of property used as collateral in a loan agreement, typically after a default by the borrower.
Surplus
The amount by which revenues, resources, or supplies exceed what is needed or used; in finance, it refers to profit or the amount by which income exceeds expenditures.
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