Examlex
A ghost can best be thought of as:
Instrument
A formal legal document that formally records a legally enforceable act, agreement, or right.
Maker
One who promises to pay a certain sum to the holder of a promissory note or certificate of deposit (CD).
Drawer
In banking and finance, the person who writes or issues a cheque, telling the bank to pay the specified amount from their account.
Promissory Note
A written promise made by one person (the maker) to pay a fixed sum of money to another person (the payee or a subsequent holder) on demand or on a specified date.
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