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An authentication process consists of two steps: identification step and __________ step.
Required Reserves
are the minimum amounts of funds that banks must hold in reserve against deposits, as mandated by central banks.
Federal Funds Target Rate
The interest rate at which banks and credit unions lend reserve balances to other depository institutions overnight, guided by the Federal Reserve.
Depository Institutions Deregulation
The process of removing or easing government regulations on banks and other depository institutions to enhance efficiency and competitiveness.
Money Creation
The process by which the money supply of a country is increased through activities primarily conducted by its central bank.
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