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Choose one threat to internal validity, define and describe it then discuss what a researcher can do to avoid or minimize it.
Mortgage-backed Securities
Financial instruments created by pooling mortgages and selling the rights to the cash flows from these mortgages to investors.
Secondary Mortgage Market
A market in which mortgages originated by a lender are sold to another financial institution. In recent years, the major buyers in this market have been Fannie Mae, Freddie Mac, and large investment banks.
Lending Standards
The criteria and guidelines used by financial institutions to determine the creditworthiness of prospective borrowers and to make decisions about loan applications.
Housing Prices
The amount of money required to buy homes in a particular area, which can fluctuate based on demand, location, and economic conditions.
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