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A pathogen, with regard to the laboratory, is:
Personal Saving
Personal saving is the portion of personal income that is not expended on consumption or taxes and is instead saved for future use.
Total Saving
The sum of personal savings, plus business savings (undistributed corporate profits), and government surplus in an economy.
Disposable Income
Financial reserves allocated for households for expenditures and savings following income tax reductions.
APC
Average Propensity to Consume, which is the ratio of total consumption to total income.
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