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Consumer Credit
Types of personal loans extended to consumers for purchasing goods and services, including credit cards and installment loans.
Courtesy Credit
A small amount of credit provided by a financial institution as a gesture of goodwill, often to rectify a minor bank error or accommodate customer inconvenience without formal claims.
Overpricing
Setting the price of a product or service higher than its perceived market value or cost justification, potentially leading to reduced sales or customer dissatisfaction.
Target-Return Pricing
A pricing strategy where the price is set to achieve a specified return on investment or cost.
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