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Interest Rate Ceilings
A regulatory measure that sets the maximum interest rate that can be charged on loans and other financial products.
Deregulation
The process of reducing or eliminating government controls and restrictions in an industry to enhance efficiency and competition.
FDIC
The Federal Deposit Insurance Corporation, a U.S. government agency that provides insurance protection to depositors in US banks.
Mortgage-Backed Security
A claim on payments made on the many mortgages bundled into this financial instrument.
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