Examlex
Reverse brainstorming involves the use of collaborative software technology to anonymously enter and automatically disseminate ideas in real time to all team members,each of whom may be stimulated to generate other ideas.
Substantiated
Supported with evidence or proof; verified as being true, accurate, or justified.
Equal Credit Opportunity Act
A U.S. federal law that prohibits discrimination by lenders against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because they receive public assistance.
Credit Decisions
The process by which lenders determine the creditworthiness of potential borrowers and decide whether to extend credit.
Deceptive Advertising
A marketing practice that misleads or misinforms consumers about a product or service through false claims or omission of crucial information.
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