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_____ stock ownership guidelines establish ownership through a multiple-of-salary approach.
National Saving
The total amount of savings generated within a country, calculated as the sum of private savings (by individuals and businesses) and public savings (government surplus), which is critical for funding investment.
Disposable Income
The amount of money a household has available for spending and saving after income taxes have been accounted for.
Private Saving
The portion of an individual's or entity's income that is not spent on consumption or paid in taxes and is instead saved.
National Saving
The total amount saved within a country in a given time period, typically considered as the sum of private and public savings.
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