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StringBuilder objects can be used in place of String objects if:
Net Pay
The amount of money an employee receives after deductions such as taxes and retirement contributions are subtracted from their gross salary.
Payroll
The total amount of wages, salaries, and other compensation that a company owes to its employees for a set period.
Treasurer's Department
A division within an organization responsible for managing the institution's cash, investments, and financing activities.
FICA Tax
Federal Insurance Contributions Act tax, which funds Social Security and Medicare, charged to both employers and employees.
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