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A net loss appears on the work sheet in the
Core Virtues
Fundamental qualities or values considered essential to leading a moral and fulfilled life, such as honesty, courage, and compassion.
Honesty
The quality of being truthful, fair, and free from deceit or fraud in actions, speech, and intentions.
Personal Agency
The capability of individuals to make choices and to act on these choices in a way that affects their own lives and the world around them.
Proxy
An agent or substitute who acts on behalf of someone else, or a measure that can stand in for or represent something else.
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