Which of the Following Are Prohibited by the Fair Debt

question 12

Multiple Choice

Which of the following are prohibited by the Fair Debt Collection Practices Act?

• A) Contacting a debtor at work if the debtor's employer objects.
• B) Misrepresenting the collection agency as a lawyer or police officer.
• C) Contacting a debtor who has notified the collection agency that he or she wants no contact with the agency.
• D) Contacting a debtor at work if the debtor's employer objects, misrepresenting the collection agency as a lawyer or police officer, and contacting a debtor who has notified the collection agency that he or she wants no contact with the agency.
• E) Contacting a debtor at work if the debtor's employer objects, and misrepresenting the collection agency as a lawyer or police officer are prohibited; but contacting a debtor who has notified the collection agency that he or she wants no contact with the agency is not prohibited.

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Definitions:

Sensitivity

Sensitivity is the ability to perceive and respond to changes in the environment or stimuli.

Motor Homunculus

A visual representation of the body within the brain, illustrating the proportion of motor cortex dedicated to each body part's motor function.

Elephant

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Corpus Callosum

The large band of neural fibers connecting the two hemispheres of the brain, facilitating communication and integration of motor, sensory, and cognitive performances between the hemispheres.