Which of the Following Will Be Considered a Personal Defense

question 66

Multiple Choice

Which of the following will be considered a personal defense to payment of an instrument?

• A) Breach of contract or warranty.
• B) Fraud in the inducement.
• C) Illegality.
• D) Breach of contract or warranty, fraud in the inducement, and illegality.
• E) Illegality and lack or failure of consideration, but not breach of contract or warranty.

---

Definitions:

Stress response

The physiological and psychological reactions to perceived threats or challenges.

Alarm stage

The initial phase of the stress response, where the body recognizes danger and prepares to deal with the threat.

Cognitive appraisal

The process of evaluating a situation in relation to personal well-being, which plays a role in determining the emotional reaction to the situation.

Cognitive restructuring

A therapy technique in cognitive behavioral therapy that aims to help individuals identify and challenge irrational or maladaptive thoughts and replace them with more adaptive ones.