Which of the Following Is NOT an Example of Institutional

question 4

Multiple Choice

Which of the following is NOT an example of institutional discrimination?

• A)Federal Housing Administration manuals that redlined non-White neighborhoods as too "high risk" for lending
• B)underwriting practices that result in Black families being offered subprime loans at a higher rate than similarly situated White families
• C)a landlord who does not return phone calls to people with last names that "sound" Latino
• D)check-cashing and payday loan establishments outnumbering accredited banking institutions in poor,urban neighborhoods

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Definitions:

Times Interest Earned

A financial ratio that measures a company's ability to meet its debt obligations based on its income before interest and taxes.