Which of the Following Is NOT an Example of Institutional

question 4

Multiple Choice

Which of the following is NOT an example of institutional discrimination?

• A)Federal Housing Administration manuals that redlined non-White neighborhoods as too "high risk" for lending
• B)underwriting practices that result in Black families being offered subprime loans at a higher rate than similarly situated White families
• C)a landlord who does not return phone calls to people with last names that "sound" Latino
• D)check-cashing and payday loan establishments outnumbering accredited banking institutions in poor,urban neighborhoods

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Definitions:

Free Market Forces

The natural regulatory mechanisms of a free market economy, driven by supply, demand, and competition.

Social Movement Unionism

A trend within labor movements that emphasizes broader social justice issues beyond just the workplace, linking labor struggles with other social and political movements.

Bargaining Power

The capacity of one party in a negotiation to influence the agreement terms due to its strength or position.

Labor Protection

Laws and regulations designed to safeguard workers' rights, health, and safety in the workplace.