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The owner-debtor is the mortgagee.
Protective Resources
Assets or capabilities that individuals or communities can draw upon to mitigate risks, prevent harm, or enhance resilience in the face of adversity.
Stresses
Refers to the physical, mental, or emotional strain or tension experienced by individuals facing challenging situations or pressures.
Institutional Exclusion
The systemic denial of access to rights, opportunities, or resources by institutions based on discriminatory practices.
Societal Rejection
The act of dismissing, excluding, or discarding individuals or groups by the broader society due to certain attributes, beliefs, behaviors, or identities they possess.
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