[Solved] Critics of securitization leading up to the housing crisis argue that banks often: A) failed to properly research their borrowers. B) offered interest rates that were too high. C) didn't retain enough loans in-house. D) sold the securitized assets to sovereign wealth funds. Masturbation: The self-stimulation of one's genitals for sexual pleasure. Autoerotic Stimulation: Sexual stimulation or satisfaction derived from one's own body, often without the involvement of another person. Erotic Dream: A dream that arouses sexual feelings or contains sexual themes. Analingus: The licking of the anal region.