Community Rating Is a Regulation That Requires

question 12

Multiple Choice

Community rating is a regulation that requires:

• A) cities to give ratings to movies shown in local theatres.
• B) insurance companies to offer the same policies for the same premium to everyone,regardless of medical history.
• C) insurance companies to charge higher premiums to healthy people.
• D) insurance companies to charge higher premiums to the sickest people in the community.

---

Definitions:

Psychological Disorders

Mental health conditions characterized by disturbances in behavior, thought, or emotions, leading to significant distress or impairment in functioning.

Adjustment Problems

Difficulties in coping with or adapting to new situations, which may affect emotional and mental health.

Difficult Temperament

A behavioral profile characterized by intense emotional reactions, high activity levels, and a resistance to change or new experiences.

Autistic Children

Children diagnosed with Autism Spectrum Disorder (ASD), characterized by challenges with social skills, repetitive behaviors, and speech and nonverbal communication.