Fact Pattern 28-1A (Questions A12-A15 Apply)

question 8

Multiple Choice

Fact Pattern 28-1A (Questions A12-A15 apply)
Dollar Value Motors asks Estimable Bank for a loan to increase its vehicle inventory.Estimable requires Flair,Dollar Value's president,sign a personal guaranty to pay the debt if Dollar Value defaults.Meanwhile,to buy a pick-up truck from Dollar Value,Gina asks Harper to co-sign a credit application.
-Refer to Fact Pattern 28-1A.If Harper signs the application only after lan?guage is included that requires Dollar Value to exhaust its legal remedies against Gina before looking to her,then Harper is

• A)a surety.
• B)a lienor.
• C)a guarantor.
• D)a creditor.

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Definitions:

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The level of allegiance and dedication an employee has towards their employer and job responsibilities.

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The process through which individuals learn and adopt the norms, values, behaviors, and social skills appropriate to their society or organizational culture.

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The process of determining the specific requirements, skills, and knowledge needed for a particular job or role within an organization.