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Human-caused threats can be grouped into the following categories: unauthorized physical access, theft, _________ and misuse.
Unqualified Endorsements
Endorsements on negotiable instruments, such as checks, without any limitations, making the endorser fully liable.
Special
Distinguished by a unique or particular quality, purpose, or condition from what is ordinary or common.
Overdue
A status indicating that a payment or obligation was not fulfilled or completed by its due date.
Holder In Due Course
A party possessing a negotiable instrument, such as a check, who took the instrument in good faith, for value, and without notice of any defect or claim against it.
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