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An Alternative to a Credit Card Is a Debit Card,which

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An alternative to a credit card is a debit card,which pulls money out of your checking account whenever you use the card to buy something or get cash from an ATM.


Definitions:

Value Analysis (VA)

is a method to improve product value by examining its function, design, and the cost of components, aiming for cost reduction while maintaining quality.

FinTech Firms

Companies that innovate and provide technological solutions for the finance sector, often disrupting traditional banking services and methods.

Process Technology Innovation

The introduction of new or significantly improved technologies or methods in the production process to enhance efficiency, quality, or environmental performance.

Negotiations

The process of discussing and reaching a mutual agreement between two or more parties with differing needs and preferences.

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