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When a random occurrence produces altered genetic material and inserts new traits into the inherited stream,which has occurred?
Fair Insurance Policy
An insurance policy characterized by equitable premiums, coverage, and terms that are just and reasonable for both the insurer and the insured.
Expected Utility
A theory in economics that predicts how individuals make choices under conditions of uncertainty to maximize their satisfaction.
Probability
A measure of the likelihood that a certain event will occur, often expressed as a number between 0 and 1.
Risk-averse
The tendency of individuals to prefer certainty over uncertainty, valuing predictable outcomes over those that are uncertain.
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